A fairly common problem for those of us who come and live in Spain is the language. Spanish isn’t easy to master, although learning to communicate at a certain level is not so hard.
In particular, when dealing with more complicated matters such as banking, it is always better to be able to discuss things in your mother tongue. That’s why if you are looking for a bank which can speak your own language fluently, the best choice is undoubtedly CaixaBank
The Living Solutions Account
When I moved to Madrid, I didn’t have much idea about how banks work in Spain. As you will know, every country is a world unto itself in this regard and has its own system.
In fact, if only I had read this post before coming, I would have saved myself a lot of time and wasted effort.
The problem in Spain is that it is unusual for bank staff to speak other languages, although the more progressive banks are trying to correct this deficiency. However, CaixaBank is one step ahead of the others, offering several products specifically designed for foreigners, such as the Living Solutions account.
With this account you can get access to:
- Legal advice in your own language
- Interpreters and translators
- A home help and handyman service
- An emergency service
- Other exclusive advantages
Obviously you will also have your own bank account and a credit card both for you and for another named person; you can deposit cheques and make transfers, as well as being able to use the “Línea Abierta” [Open Line] application, which allows you to manage everything you need to do in your account online.
Why do I need this?
This service is aimed at foreigners who want to avoid complications with the language and enjoy a certain degree of convenience. Tasks that may seem easy in your own language, such as finding a handyman, are incredibly difficult in a foreign country. Firstly, because less qualified people are unlikely to speak another language, secondly, because you don’t know where to start looking (believe me, this will also save you a lot of money), and thirdly because whether you are in Spain or another country, if you are at a disadvantage in the language, it may mean that the problem does not get resolved in the way you would want.
At the end of the day, it will allow you to enjoy Spain to the full.
Living in Spain is wonderful (it has changed my life completely), but to be able to make the most of the experience, you have to have a little extra help. Obstacles only lead to lessening the charm of living in such a unique country.
And lastly, peace of mind, as you will not have to worry about anything. I only wish I had known about this service before, as I would have saved myself not only a lot of worry, but also a great deal of time.